Money habits are everything! Kissing the nine-to-five goodbye and becoming your own boss is a dizzying experience. The dreaming, the refining, the hustling, the self-promoting, the, you know, working! Let me tell you from someone who’s been there, it’s a lot. And then some. So trust me when I tell you one of the biggest…read more
Lets start with GIFTS Is there a better feeling than spreading a smile across a loved one’s face? Chocolate, sex, even 90-minute massages have got nothing on helping your favourite people glow a little brighter. I’d figured it was my driving force behind forking out thousands on presents over the years. Birthdays, weddings, babies coming…read more
More jobs … more taxes … any speed-bumps ahead? Lets talk about the 2022 Australian budget and what it really means for all of us. This year the Government will collect a record $508 billion in tax from Australian workers, businesses and retirees. As more people join the workforce – and unemployment falls to 3.75…read more
Who doesnt overspend.. ? Keeping up with the Joneses is stupid. Whatever happened to running your own race? Aussies put so much pressure on themselves to keep up appearances they are overspending, eating into their savings, and causing fights with their partners. I think it needs to stop now. According to new research by Finder,…read more
*If you’re not fighting inflation, you are! Is your wage keeping up with inflation? The simple answer is, very sadly, no. While our incomes have all stayed flat, or even went backwards during Covid, the price of living has gone up. Surprisingly, you CAN make inflation price-creep work for you. Let’s investigate! $8.80 for a…read more
The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look. You’ve probably noticed the housing market is going a bit crazy at the moment.…read more
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years.…read more