YOUR PLANS, OUR EXPERTISE
How are you feeling about your financial position? It’s a question a lot of us avoid asking, just in case we don’t like the answer. Financial education is the key. You’re probably in a better position than you think.
Did you know you can use your exisiting home equity to get into an investment property, with almost no additional money to pay. We can show you how to make it happen – and then we are with you, every step of the way.
Everyone has their own unique set of circumstances.
The first step is to take an honest look at where we stand and then shape the financial future we’d like to enjoy tomorrow. Our Advantage Money Mentors and consultants are here to help you sort through your options and create pathways to achieve your financial goals. Our network of experts is among the best in the country – we will find the right solutions for you.
To book your fee-free, no-obligation consultation, just click YES
Meet Jan and Greg, they’re a few steps along their financial journey together. The Advantage helped them make positive choices about consolidating their debts and paying off their first mortgage as quickly as possible.
They have young and active kids and both have older parents, so they’re thinking about their long-term security.
Our caring and well-informed Advantage consultant Sam helped assess their possibilities and potential – They used their home equity to invest in a property which they’ve almost paid off. Now they’re looking at their 2nd.
Here’s Jane, she’s decided to take the reigns of her financial future. She’s about a year out of a divorce and wants to make sure she’s safe and secure as she moves forward.
She’s invested some of the home equity from her marital home in an investment property and loves knowing its building value that is separate to her dedicated retirement savings.
Jane connected really well with her Advantage “money mentor” Deb; she loved the hands-on guidance and support throughout her journey. Jane felt secure knowing that all of her questions were answered in an easy and clear way.
Aleisha & Dan
Aleisha & Dan are avid travellers. During the Covid lockdowns, they missed their 2 cruises each year – So they decided to use that extra money to pay down their mortgage a little quicker and add a mortgage offset account. They’ll save almost $80,000 with their new plan.
Their Advantage consultant Rhys got to know them and their needs and steered them to the right financial experts for them. Life is looking good and now they have an investment asset that doest impact their lifestyle choices at all.
*these stories are based on conversations with real Advantage clients and members
Miriam shared their experience at the 1st Success Session.
Meet Miriam & Craig
Highschool sweethearts (and married fifteen years), Miriam is a beauty therapist with a busy home salon and Craig is 2IC at a signage factory.
This Melbourne couple shares their successful journey with The Advantage. They found out that a little expert guidance goes a long way.
We found The Advantage initially through a market research call. Usually, I don’t have the time or the patience for calls like that. They happened to catch me at a good time.
They just asked if we wanted to save some money, pay off our mortgage quicker and pay less tax. I was interested – Of course we did!
We’re in our 40s now and my husband and I had just started to talk about needing to be proper grown-ups; we hadn’t been doing much on that front and it was probably time to take some good steps.
We kind of knew where we were at financially – but it’s good to get a different perspective. We figured, you don’t know what you don’t know.
We’d spoken to someone a few years ago and were told we weren’t ready to get into investing in an asset.
So, if this was the same message this time, we thought, that’s ok, we’d just learn what we needed to know to get there.
The chat went probably a little longer than normal (our Advantage in-home consultation was with Warwick, who it turned out is friends with our niece!)
I’d watched my sister and brother-in-law and they’d been really smart with their finances, so we were open. They live in the same area as Warwick’s family, so that felt comfortable too.
From the get go, it was easy and comfortable.
We didn’t feel any pressure or concerns – it all felt right. Everything Warwick was telling us was just super straight up.
We learnt a lot! We didn’t know you could use your home equity like that.
We especially didn’t realise that we could go into an investment without putting any money down.
It was a good education in what we were actually able to do.
That first meeting left us feeling really confident about taking the next step.
When we progressed to looking at the next stage, they ran us through a lengthy list of requirements
They gave us a rundown of our real situation and what we could afford to do.
It was about being empowered with knowledge to make that next decision – by sharing all the information we needed and explaining each option. It was all very realistic.
They never pressured us – we just felt empowered and educated to make our choices.
We honestly thought there was no hope in hell we could do this ourselves. We thought we might’ve left it too late to get into an investment of any sort. Also, we live in Melbourne, there’s no way we could afford to invest locally. That’s what was so great; we were shown options in Queensland that suited our potential perfectly.
To have somebody walk you through the process and hold your hand – why wouldn’t you do that – you’re not the expert, why would you do it yourself?!
Tips from Miriam and Craig
- Do your research, once you’ve been given information – actually follow it up! yourself. Check all of the facts and figures you’re gathering *we were strongly encouraged to do this by everyone we worked with at The Advantage
- Anything finance related; get an expert to help you, why wouldn’t you?
- You can’t build wealth if you don’t plan.
Find out if you can use your home equity to get into property investing.
Like Miriam and Craig – You could be in a much better position than you think.
Your dream of getting into an investment property could happen soon and it could cost you almost no cash down.
To connect with one our experienced Money Mentors , just enter your details and we’ll be in touch soon to see how we can help.