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Tag: housing market

Self Employed? Lets talk about money management.

Money habits are everything! Kissing the nine-to-five goodbye and becoming your own boss is a dizzying experience. The dreaming, the refining, the hustling, the self-promoting, the, you know, working! Let me tell you from someone who’s been there, it’s a lot. And then some. So trust me when I tell you one of the biggest…read more

Crafty ways to save cash

Lets start with GIFTS Is there a better feeling than spreading a smile across a loved one’s face? Chocolate, sex, even 90-minute massages have got nothing on helping your favourite people glow a little brighter. I’d figured it was my driving force behind forking out thousands on presents over the years. Birthdays, weddings, babies coming…read more

The way it really is

More jobs … more taxes … any speed-bumps ahead? Lets talk about the 2022 Australian budget and what it really means for all of us. This year the Government will collect a record $508 billion in tax from Australian workers, businesses and retirees. As more people join the workforce – and unemployment falls to 3.75…read more

Keeping up with the Joneses is stupid

Who doesnt overspend.. ? Keeping up with the Joneses is stupid.  Whatever happened to running your own race? Aussies put so much pressure on themselves to keep up appearances they are overspending, eating into their savings, and causing fights with their partners.  I think it needs to stop now. According to new research by Finder,…read more

Are you going backwards financially?

*If you’re not fighting inflation, you are! Is your wage keeping up with inflation? The simple answer is, very sadly, no. While our incomes have all stayed flat, or even went backwards during Covid, the price of living has gone up. Surprisingly, you CAN make inflation price-creep work for you. Let’s investigate! $8.80 for a…read more

How do you compare: how much of your pay goes to your mortgage?

The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look. You’ve probably noticed the housing market is going a bit crazy at the moment.…read more

Back up for grabs: 1800 first home buyer scheme spots reissued

Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS) spots from the 2019-20 financial year.   The 1800 spots are back up for grabs because people who previously reserved a spot in the Australian government scheme were unable to complete the purchase of their first…read more

Consumer confidence surging, cash rate cut expected

Recent evidence shows that although we are in the middle of a global pandemic which has resulted in Australia’s first recession in decades, the consumer confidence has bounced back to pre-pandemic levels, confidence in the housing market is booming and experts predict a cash rate cut on Melbourne Cup Day.    What is consumer confidence?…read more