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Tag: Financial goals

Self Employed? Lets talk about money management.

Money habits are everything! Kissing the nine-to-five goodbye and becoming your own boss is a dizzying experience. The dreaming, the refining, the hustling, the self-promoting, the, you know, working! Let me tell you from someone who’s been there, it’s a lot. And then some. So trust me when I tell you one of the biggest…read more

Crafty ways to save cash

Lets start with GIFTS Is there a better feeling than spreading a smile across a loved one’s face? Chocolate, sex, even 90-minute massages have got nothing on helping your favourite people glow a little brighter. I’d figured it was my driving force behind forking out thousands on presents over the years. Birthdays, weddings, babies coming…read more

The way it really is

More jobs … more taxes … any speed-bumps ahead? Lets talk about the 2022 Australian budget and what it really means for all of us. This year the Government will collect a record $508 billion in tax from Australian workers, businesses and retirees. As more people join the workforce – and unemployment falls to 3.75…read more

Keeping up with the Joneses is stupid

Who doesnt overspend.. ? Keeping up with the Joneses is stupid.  Whatever happened to running your own race? Aussies put so much pressure on themselves to keep up appearances they are overspending, eating into their savings, and causing fights with their partners.  I think it needs to stop now. According to new research by Finder,…read more

Are you going backwards financially?

*If you’re not fighting inflation, you are! Is your wage keeping up with inflation? The simple answer is, very sadly, no. While our incomes have all stayed flat, or even went backwards during Covid, the price of living has gone up. Surprisingly, you CAN make inflation price-creep work for you. Let’s investigate! $8.80 for a…read more

Finances on your mind?

If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Advantage Consulting stand ready and able to point you in the right direction to get the assistance you need in this difficult time. Make sure your current…read more

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate expenses.…read more

5 things to do to when applying for a home loan

If securing a loan for your dream home is one of your financial goals, you might be feeling a bit overwhelmed. Whether the loan is for your first home or an investment property, the ‘to do’ list in front of you can feel never-ending. While the task of getting a home loan may feel intimidating,…read more