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The secret to a happy marriage? Separate Bank Accounts!

They say the secret to a lasting marriage is separate bathrooms. I think it’s separate bank accounts.My husband and I have separate bank accounts. I know that may sound strange to a lot of married people. It’s not about trust or greed, for me it’s about independence. Most of our money goes into one pot…read more

It may be time to get out of cash and into investing, pronto! Your savings could be costing you valuable money.

These days, many investors have a philosophy of ABC.  But this strategy has nothing to do with the basics of investing … it means Anything But Cash. This approach is borne out of a view that with interest rates so low, you need to get your money out of cash and into the share-market or…read more

YOUR TAX TIME BOOT CAMP

It might seem kind of obvious, but the most valuable piece of advice around tax time is this –  Declare ALL your income on your tax return. Nobody wants Tax Office troubles down the track! Crucially, this includes almost all the special COVID-19 payments. A good example is JobKeeper. If you received this allowance via…read more

Real girlfriends DO talk about money

Is talking about money with your mates taboo? It might be time to pour a wine and rip the band-aid off. Money was a taboo topic when I was growing up.  Women talking about money was deemed impolite.  In fact, it still feels like it is now in 2021.  Which seems crazy considering many women…read more

4 in 5 hopeful buyers don’t understand key financial concepts

While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey. They say knowledge is power. But this week we stumbled across some interesting stats…read more

Want to take the worry out of tax time? Get professional help!

Tax time comes with a lot of worry.  Receipts, accounts, log-books – it all adds up to a headache.  Which explains why more than half of Australians use an accountant.  When it comes to reconciling business tax, the figure rises even more. There are a couple of really good reasons to get professional help at…read more

How is the VIC lockdown affecting the economy.. and you?

Time to be an adult and do a budget

Now I would love everyone to think that when you’re a journalist, you get the kind of star salary a Karl Stefanovic or Kochie earns, but trust me, when you’re a bit player in a very large organisation, the money’s not great. Plus, you do not go into the media if you crave stability. Shows…read more

Post COVID Investing: Risk Management V Opportunity

Right now, as an investor, you must watch the economic numbers. Logic tells you that the higher that asset prices go – for shares, property … anything really – then the higher the risk. There is one proviso … if whatever is underneath the asset is growing faster than the price – a share price…read more

Single parents and first home buyers get big budget boost

Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner. In recent months there have been signs that first home buyers are beginning to shy away from the property market,…read more

My Ex-Husband Gave Me an STD

*Sexually Transmitted Debt My ex-husband gave me an STD. No, it’s not what you’re thinking, sexually transmitted DEBT. You see when my first marriage broke up in 2005, not only did I leave with a whole lot of heartbreak, but I also left with a $20,000 joint credit card debt plus a mortgage. To make…read more

Getting ready to travel around Australia again?

Ross tells us whats up with the airlines. REX AIRLINE STOUSH SPARKS PRICE WAR For decades, all of us have taken for granted our ability to fly interstate and overseas. It’s been so easy – and affordable – to jump on a plane for business or leisure. But 12 months of a pandemic that has…read more