YOUR NEW VS OLD CAPITAL GAINS CALCULATOR
Labor’s over-hall of Australian capital gains tax system in the May 2026 budget has been one of its’ biggest talking points – it all sounds quite complicated, so we thought we would simplify things for you.
In basic terms – CGT is paid when an asset is sold but, since 1999, owners have had a CGT discount.
Under the changes, from 1 July 2027, the CGT discount will be replaced with a new cost-base indexation system. It’s important to note that your main residence – or the family home – is still exempt from CGT under the new scheme.
But how much tax will you have to pay under the new scheme compared with the old? Now you have an easy calculator to help you work it out.
Add as many or as few asset categories as you like.
CGT CHANGES CALCULATOR
Compare old vs new scheme across multiple assets
Add another property, shares, crypto or other asset to compare your total CGT liability
While you’re thinking about your potential Tax outcomes – you may also be thinking about your household expenditure.
To help you build a fully transparent 360′ view of your REAL financial picture – we have developed a detailed HouseHold Expenses Tracker – click the button or skip to the bottom of the page
If all of this has got you thinking – “Hmm, I think need a little expert insight and guidance here” – We’d love to help.
Who is the ADVANTAGE?
To get to know us a little better, please watch the video below.
The Advantage program has guided thousands of Australians, just like you, though our step-by-step program to significantly improve their level of financial security – We’ve helped them get free of mortgage stress years early and into much brighter financial circumstances.
Don’t wait to make the rest of your financial life better – You can start Today!
Another issue impacting financial confidence is the unpredictable nature of inflation and cost of living stress.
To help you beat the cost of living crunch, we are giving away $1000 Visa gift-card prizes to lucky winners every month!
*After your initial welcome call, all you have to do to go in the draw, is complete your 45 minute appointment.
We’ll start with getting your core pillars in good shape:
- Reduce your mortgage timeline (by making sure you are on the best terms and rates)
- Consolidate your debts (to reduce interest and fees paid to banks)
- Properly prepare for your dream lifestyle when you stop working
- Start diversifying your income streams to ensure you are pro0tected from econpmoc turbulence and interest rate fluctuations
- Activate your existing hime equity to help you invest
To claim your no-fee chat time *and qualify to enter our monthly $1000 Visa gift card draw – just confirm your best contact details in the form below –
Melbourne Head Office:
Level 1, 48 – 58 York Street, South Melbourne Victoria 3205
Brisbane Office:
Level 6 / 200 Adelaide Street, Brisbane CBD Queensland 4000
Sydney Office:
20-40 Meagher Street, Chippendale, New South Wales 2008
HOUSEHOLD BUDGET TRACKER
Bills · Groceries · Subscriptions · Travel · Entertainment
Enter every household expense below — set the amount and how often you pay it. Everything converts automatically to a monthly figure so you can see exactly where your money goes each month.
*Disclaimer: The Budget Tracker is provided for informative guidance only and does not constitute or represent financial advice in any way. The figures presented here are intended as a near indication of overall position and is not a definitive financial conclusion. The Advantage does not keep, record or store this data, this is for your eyes and use only.